Summary:
- Telegram, a popular messaging app, is not a neobank or digital bank. It is a communication platform that allows users to send messages, share files, and create group chats.
- Telegram has been exploring the use of blockchain technology and cryptocurrency, but it has not launched any banking services or financial products.
- The article clarifies that Telegram is a messaging app, not a neobank or digital bank, and it is important to understand the difference between these types of services.