• Millennials, the generation born between 1981 and 1996, are now turning 40 years old. The article examines how the economic and social landscape has changed for this generation as they reach this milestone. It notes that while Millennials have faced significant challenges, such as the Great Recession and the COVID-19 pandemic, they have also shown resilience and adaptability in the face of these obstacles.

• One of the primary concerns for Millennials is the issue of housing affordability. The article highlights how the cost of housing has skyrocketed in many parts of the world, making it increasingly difficult for Millennials to purchase their own homes. This has led to a growing trend of Millennials delaying or forgoing home ownership, which can have long-term implications for their financial stability and wealth-building.

• The article also discusses the impact of student loan debt on Millennials. Many Millennials have faced the burden of significant student loan debt, which has hindered their ability to save, invest, and achieve financial independence. The article explores how this debt has affected Millennials' life choices, such as delaying marriage, starting families, and building wealth, and how policymakers are grappling with this issue.